I’m old enough to remember when health insurance was affordable. It wasn’t all that long ago; it was before Obamacare passed. Despite being officially called the Affordable Care Act, nothing about it has made health insurance more affordable. The question is, for the higher premiums and larger deductibles we have, are we even getting better coverage? The answer, which shouldn’t shock you, is a big fat “no.”
That’s right, despite paying more, you are also getting less. Health insurance denials and delays have hit record highs, and while many point the finger at insurance companies, accusing them of prioritizing profits over care, they’re not to blame. As Betsy McCaughey points out, the real culprits are the politicians who sold us Obamacare on a pile of lies.
“In 2013, before Affordable Care Act regulations kicked in, insurers denied roughly 1.5% of claims, according to the American Medical Association,” McCaughey points out. “But under ACA rules, denials increased tenfold. Now nearly 15% of claims are denied,” and some insurers are denying a third or more of claims.
Doctors and patients aren’t just battling denials — they’re also tangled in a bureaucratic nightmare of preauthorizations. As McCaughey notes, these delays force doctors to get insurer approval before providing care. And here’s the kicker: the person giving the green light is often unqualified to make those decisions. The AMA warns that an OB-GYN might be the one overriding your neurosurgeon’s recommended treatment.
And the consequences can be deadly. […]
— Read More: pjmedia.com
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